

Why finance with Sand & Rock
Over a decade of mortgage expertise in the UAE—tailored to your goals.
Whether you’re purchasing or refinancing, we provide independent guidance, research‑backed options, and a smooth, transparent process.
Work with qualified advisors to access competitive rates, clear timelines, and diverse programs—so you can move forward with confidence.
CONNECTING YOU WITH OVER 20 MAJOR BANKS IN DUBAI AND THE UAE
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Start the effortless journey of listing your property with us, step by step.
Why work with us
Personalised advice, transparent process, and access to better mortgage outcomes.
Smooth Process & Support
The emphasis on ensuring a smooth process in obtaining finance aid, coupled with excellent customer support, makes the overall experience less stressful and more efficient for clients.
Tailored Financial Solutions
The company offers customized financial solutions to meet the unique needs of each client, ensuring a personalized approach to mortgage financing.
Decade of Experience
With over 10 years of experience in the UAE market, Premier Property Finance possesses a deep understanding of local real estate and finance nuances, ensuring expert guidance.
Unbiased Financial Advice
Premier Finance is committed to offering unbiased advice, prioritizing the client's needs and interests first, which is crucial for building trust and ensuring client satisfaction.
Access to Competitive Rates
Clients benefit from access to low and competitive interest rates, making their financial commitments more manageable and cost-effective.
Diverse Home Loan Programs
The availability of a variety of home loan programs means that clients have more options to choose from, increasing their chances of finding a mortgage that suits their specific needs.
What our clients say
Real stories of smooth sales and standout results.
Ameer A.
1 year ago
Best Buyers in No Time
From listing to closing, Sand & Rock provided excellent service. They marketed my property effectively and brought in serious buyers within days.
Karen F.
1 year ago
Seamless Sales Process
Sand & Rock's expertise helped me get the best value for my home. Their marketing efforts were amazing, and the sale process was seamless.
Mark H.
1 year ago
Smart and Effective Service
The entire process was quick and efficient. The Sand & Rock team took care of everything from marketing to negotiating offers. I'm delighted with their work.
Frequently Asked Questions
Need a mortgage to buy property in Dubai? Your mortgage loan eligibility primarily depends on the bank's policies and your monthly and annual income. Some banks impose a cap on mortgages in Dubai, allowing you to borrow no more than 7 times your annual income (equivalent to 84 months), with total liability repayments not exceeding 50% of your monthly salary. Other factors influencing mortgage affordability include age, nationality, employment type, and credit history. It is best to seek guidance from mortgage brokers in Dubai, as they can offer personalized advice tailored to your circumstances.
Unleash your property potential
List, Sell & Succeed with Us
For over 16 years, Sand & Rock Real Estate has been the go-to choice for landlords and homeowners. With a dedicated team of over 200 area specialists, we specialize in maximizing your returns. Don't miss out on our expertise. Contact Sand & Rock Real Estate today!